{"id":17732,"date":"2026-05-13T09:37:53","date_gmt":"2026-05-13T07:37:53","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/ca\/?p=17732"},"modified":"2026-05-13T09:37:54","modified_gmt":"2026-05-13T07:37:54","slug":"pc30-estabilitat-i-rendibilitat-en-un-entorn-dincertesa","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/pc30-estabilitat-i-rendibilitat-en-un-entorn-dincertesa\/","title":{"rendered":"PC30: estabilitat i rendibilitat en un entorn d\u2019incertesa"},"content":{"rendered":"\n<div class=\"wp-block-group has-custom-azul-cxb-background-color has-background is-layout-flow wp-container-core-group-is-layout-fff8ce8c wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-base-color has-text-color has-link-color has-large-font-size wp-elements-fc4344bee8d69cd8cef9ed4f2eebb305 wp-block-paragraph\"><em><strong>El Pla de Pensions d\u2019Ocupaci\u00f3 de CaixaBank va tancar el 2025 amb una rendibilitat del 4,76 %, mantenint una traject\u00f2ria s\u00f2lida i sostinguda en el temps malgrat la volatilitat dels mercats.<\/strong><\/em><\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Despr\u00e9s d\u2019un inici de 2025 marcat per tensions comercials, incertesa geopol\u00edtica i episodis de forta volatilitat als mercats, l\u2019exercici va anar recuperant estabilitat i va acabar amb un to clarament m\u00e9s constructiu.<\/p>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"><strong>Aix\u00ed es comporta el PC30<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El PC30 va tancar el 2025 amb una rendibilitat del 4,76 %, mantenint una evoluci\u00f3 s\u00f2lida en diferents horitzons temporals:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>5,00 % anualitzat a 5 anys<\/strong><\/li>\n\n\n\n<li><strong>4,64 % anualitzat a 10 anys<\/strong><\/li>\n\n\n\n<li><strong>5,21 % anualitzat a 15 anys<\/strong><br><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00f3n rendibilitats sostingudes en el temps i situades per sobre de la inflaci\u00f3 acumulada i de la mitjana dels plans d\u2019ocupaci\u00f3.<\/p>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"><strong>Diversificaci\u00f3 per a diferents escenaris<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aquests resultats no responen a moviments especulatius a curt termini.<strong><br><\/strong>La cartera del PC30 est\u00e0 dissenyada per combinar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Creixement<\/strong><\/li>\n\n\n\n<li><strong>Estabilitat<\/strong><\/li>\n\n\n\n<li><strong>Control de la volatilitat<\/strong><\/li>\n\n\n\n<li><strong>Diversificaci\u00f3<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"><strong>Diversificaci\u00f3 per a diferents escenaris<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_bcb735ef69a17076-21\">\ud83d\udd35 <strong>~30 % Retribuci\u00f3 variable <\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_bcb735ef69a17076-21\">Motor de creixement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udfe2 <strong>~50 % Renda fixa <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Estabilitat i control de volatilitat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udfe3 <strong>~15 % Actius alternatius <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Diversificaci\u00f3 addicional.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udfe0<strong> ~0-5 % Liquiditat<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" id=\"p-rc_bcb735ef69a17076-22\">Plus de Flexibilitat per a ajustos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La filosofia del PC30 <\/strong>no passa per reaccionar a cada moviment del mercat, sin\u00f3 per mantenir una <strong>estrat\u00e8gia s\u00f2lida i diversificada a llarg termini, <\/strong>mantenint, a m\u00e9s, <strong>una l\u00ednia de gesti\u00f3 estable defensada des de sempre per CCOO.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De cara al 2026, el context internacional torna a exigir prud\u00e8ncia i \u00e9s probable que visquem nous episodis de volatilitat financera.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hi haur\u00e0 moviments. \u00c9s normal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La millor protecci\u00f3 per al nostre estalvi col\u00b7lectiu continua sent la diversificaci\u00f3, la prud\u00e8ncia i l\u2019horitz\u00f3 de d\u00e8cades amb qu\u00e8 es gestiona el Pla.<\/p>\n\n\n\n<p class=\"has-text-align-center has-border-color has-primary-border-color wp-block-paragraph\" style=\"border-width:2px;margin-top:var(--wp--preset--spacing--20);margin-right:0;margin-bottom:var(--wp--preset--spacing--20);margin-left:0;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\"><strong><em>Apunta\u2019t a la Sessi\u00f3 Anual del PC30!<\/em><\/strong><br><strong>El pr\u00f2xim dijous 28 de maig a les 16.30 h:<\/strong><br>El Pla celebrar\u00e0 una <strong>sessi\u00f3 online pr\u00e0ctica i informativa<\/strong> sobre el Pla de Pensions d\u2019Ocupaci\u00f3 de CaixaBank (PC30).<br>Una oportunitat per <strong>con\u00e8ixer millor com funciona el Pla, <\/strong>com es gestiona la cartera, resoldre dubtes i entendre quins factors influeixen en la seva evoluci\u00f3 a llarg termini.<br>La sessi\u00f3 comptar\u00e0 amb especialistes que <strong>explicaran de manera clara i propera<\/strong> diferents aspectes del PC30 i de l\u2019entorn econ\u00f2mic actual.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Per assistir-hi:<\/h3>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Cal disposar d\u2019acc\u00e9s a <strong>VidaCaixa Aporta+.<\/strong><\/li>\n\n\n\n<li><a href=\"https:\/\/aportamas.vidacaixa.es\/pasos-para-el-alta-de-usuario?emp=8f4908a031001435dcffbf5541c195ad1e2ac5a1\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Si encara no tens acc\u00e9s a VidaCaixa Aporta+, pots donar-t\u2019hi d\u2019alta aqu\u00ed.<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/aportamas.vidacaixa.es\/inscripci%C3%B3n-sesion-informativa-pc30\"><strong>Si ja disposes d\u2019acc\u00e9s a VidaCaixa Aporta+, pots inscriure-t\u2019hi directament aqu\u00ed.<\/strong><\/a><br><\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center has-border-color has-primary-border-color has-large-font-size wp-block-paragraph\" style=\"border-width:5px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\"><strong>Entendre el nostre Pla de Pensions tamb\u00e9 forma part de cuidar el nostre futur.<\/strong><br><strong><em>A CCOO volem ajudar-te a fer-ho amb informaci\u00f3 clara i \u00fatil.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"120\" src=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN.jpg\" alt=\"\" class=\"wp-image-7473\" srcset=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN.jpg 1280w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN-512x48.jpg 512w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN-768x72.jpg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>El Pla de Pensions d\u2019Ocupaci\u00f3 de CaixaBank va tancar el 2025 amb una rendibilitat del 4,76 %, mantenint una traject\u00f2ria s\u00f2lida i sostinguda en el temps malgrat la volatilitat dels mercats. Despr\u00e9s d\u2019un inici de 2025 marcat per tensions comercials, incertesa geopol\u00edtica i episodis de forta volatilitat als mercats, l\u2019exercici va anar recuperant estabilitat i [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":11234,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ccoo"],"author_meta":{"display_name":"xavirodriguez","author_link":"https:\/\/www.ccoocaixabank.net\/ca\/author\/xavirodriguez\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/12\/pla_pensions_empleats_cxb_pc_30.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/ccoo\/\" class=\"advgb-post-tax-term\">CCOO<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">CCOO<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 2 setmanes ago","modified":"Updated 2 setmanes ago"},"absolute_dates":{"created":"Posted on 13 de maig de 2026","modified":"Updated on 13 de maig de 2026"},"absolute_dates_time":{"created":"Posted on 13 de maig de 2026 09:37","modified":"Updated on 13 de maig de 2026 09:37"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/17732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/comments?post=17732"}],"version-history":[{"count":7,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/17732\/revisions"}],"predecessor-version":[{"id":17745,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/17732\/revisions\/17745"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media\/11234"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media?parent=17732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/categories?post=17732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/tags?post=17732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}