{"id":18877,"date":"2026-09-15T11:52:57","date_gmt":"2026-09-15T09:52:57","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/ca\/?p=18877"},"modified":"2026-09-15T11:58:34","modified_gmt":"2026-09-15T09:58:34","slug":"reclamacio-de-despeses-hipotecaris","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/reclamacio-de-despeses-hipotecaris\/","title":{"rendered":"RECLAMACI\u00d3 DE DESPESES HIPOTECARIES"},"content":{"rendered":"\n<div class=\"wp-block-group has-primary-background-color has-background is-layout-flow wp-container-core-group-is-layout-fff8ce8c wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-base-color has-text-color has-link-color has-large-font-size wp-elements-1 wp-block-paragraph\"> <em><em><strong>Si ets afiliada o afiliat a CCOO, pots reclamar GRATIS les despeses hipotecaries dels teus pr\u00e9stecs contractats com a client. Aquest servei tamb\u00e9 est\u00e0 disponible pels teus familiars de primer i segon grau.<\/strong><\/em><\/em> <\/p>\n<\/div>\n\n\n\n<p class=\"has-large-font-size wp-block-paragraph\"> <strong>Per iniciar la reclamaci\u00f3 nom\u00e9s cal enviar-nos:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L&#8217; <strong>escriptura del Pr\u00e9stec Hipotecari<\/strong>, ampliaci\u00f3 o novaci\u00f3.<\/li>\n\n\n\n<li>Les <strong>factures de Notaria, Registre de la Propietat, gestoria i taxaci\u00f3<\/strong> .<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"> <strong>Et falta alguna factura?<\/strong> No passa res. Envia&#8217;ns la documentaci\u00f3 que tinguis i estudiarem el teu cas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Pots enviar-la per correu electr\u00f2nic a:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> <a href=\"mailto:gastoshipotecarios@ccoocaixabank.net\"><strong>gastoshipotecarios@ccoocaixabank.net<\/strong><\/a> <\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\" style=\"margin-top:var(--wp--preset--spacing--40)\"><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-primary-color\">I els pr\u00e9stecs en condicions d&#8217;empleat\/ada?<\/mark><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"> \u00c9s important distingir entre els pr\u00e9stecs hipotecaris contractats <strong>com a client<\/strong> i els concedits <strong>en condicions d&#8217;empleat<\/strong> .<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Davant d&#8217;una demanda relativa a la reclamaci\u00f3 de despeses de pr\u00e9stecs d&#8217;empleats\/ades, el Tribunal Suprem va resoldre que els pr\u00e9stecs hipotecaris concedits per CaixaBank a la seva plantilla reproduint les condicions pactades a l&#8217; <strong>Acord de Pr\u00e9stecs d&#8217;Empleats\/ades de 12 de febrer de 2020<\/strong> no es poden analitzar com a contractes subscrits per consumidors individuals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Per tant, <strong>si tens altres operacions hipotec\u00e0ries contractades en condicions de client<\/strong>\/a en qu\u00e8 vas abonar aquestes despeses en formalitzar la hipoteca, pots sol\u00b7licitar la reclamaci\u00f3 a trav\u00e9s de CCOO.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I recorda: per ser afiliada o afiliat tens acc\u00e9s a m\u00e9s serveis, ofertes i descomptes a trav\u00e9s de <strong>serveis, ofertes i descomptes a persones afiliades<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-advgb-button aligncenter\"><a class=\"wp-block-advgb-button_link advgbbtn-250bff46-5a54-4e66-af26-d73b4ac6d237\" href=\"https:\/\/descuentos.ccoo.es\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span><span><strong>Descomptes<\/strong> <strong>per ser de CCOO<\/strong><\/span><\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-primary-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-26986416 wp-block-group-is-layout-constrained\" style=\"border-width:5px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\">\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><strong><em><strong><em>Som el sindicat \u00fatil i estem amb tu a cada pas<\/em>.<\/strong><\/em><\/strong><\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"87\" src=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2026\/05\/A-la-hora-de-la-verdad-CCOO-1280x87.jpg\" alt=\"\" class=\"wp-image-17822\" srcset=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2026\/05\/A-la-hora-de-la-verdad-CCOO-1280x87.jpg 1280w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2026\/05\/A-la-hora-de-la-verdad-CCOO-512x35.jpg 512w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2026\/05\/A-la-hora-de-la-verdad-CCOO-768x52.jpg 768w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2026\/05\/A-la-hora-de-la-verdad-CCOO-1536x104.jpg 1536w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2026\/05\/A-la-hora-de-la-verdad-CCOO.jpg 2000w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n<style class=\"advgb-styles-renderer\">.advgbbtn-250bff46-5a54-4e66-af26-d73b4ac6d237{font-size:18px;color:#fff !important;background-color:#e0291d !important;margin:0px 0px 0px 0px !important;padding:10px 30px 10px 30px;border-width:1px !important;border-style:none;border-radius:50px !important;}.advgbbtn-250bff46-5a54-4e66-af26-d73b4ac6d237:hover{box-shadow:1px 1px 12px 0px #ccc;opacity:1;transition:all 0.2s ease;}.advgbbtn-250bff46-5a54-4e66-af26-d73b4ac6d237 > i {font-size:30px;color:inherit;float:left;margin-right:7px;}<\/style>","protected":false},"excerpt":{"rendered":"<p>Si ets afiliada o afiliat a CCOO, pots reclamar GRATIS les despeses hipotecaries dels teus pr\u00e9stecs contractats com a client. Aquest servei tamb\u00e9 est\u00e0 disponible pels teus familiars de primer i segon grau. Per iniciar la reclamaci\u00f3 nom\u00e9s cal enviar-nos: Et falta alguna factura? No passa res. Envia&#8217;ns la documentaci\u00f3 que tinguis i estudiarem el teu cas. Pots enviar-la per correu electr\u00f2nic a: gastoshipotecarios@ccoocaixabank.net I els pr\u00e9stecs d&#8217;empleat? \u00c9s important distingir entre els pr\u00e9stecs hipotecaris contractats com a client i els concedits en condicions de treballador. Davant d&#8217;una demanda relativa a la reclamaci\u00f3 de despeses de pr\u00e9stecs d&#8217;empleats, el Tribunal Suprem va resoldre [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":18883,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"wp-custom-template-noticia-con-encabezado-el-momento-es-ahora-y-pie-el-poder-de-cambiar-las-cosas","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ccoo"],"author_meta":{"display_name":"Juan Morais","author_link":"https:\/\/www.ccoocaixabank.net\/ca\/author\/juanmorais\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2026\/09\/despeses-hipotecaris-512x384.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/ccoo\/\" class=\"advgb-post-tax-term\">CCOO<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">CCOO<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 mes ago","modified":"Updated 1 mes ago"},"absolute_dates":{"created":"Posted on 15 de setembre de 2026","modified":"Updated on 15 de setembre de 2026"},"absolute_dates_time":{"created":"Posted on 15 de setembre de 2026 11:52","modified":"Updated on 15 de setembre de 2026 11:58"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/18877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/comments?post=18877"}],"version-history":[{"count":12,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/18877\/revisions"}],"predecessor-version":[{"id":18896,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/18877\/revisions\/18896"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media\/18883"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media?parent=18877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/categories?post=18877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/tags?post=18877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}