{"id":3678,"date":"2024-10-25T12:01:40","date_gmt":"2024-10-25T10:01:40","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/ca\/?p=3678"},"modified":"2024-10-25T23:54:27","modified_gmt":"2024-10-25T21:54:27","slug":"p3719","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/p3719\/","title":{"rendered":"APORTACIONS VOLUNT\u00c0RIES AL PLA DE PENSIONS D&#8217;OCUPACI\u00d3 (PC30)"},"content":{"rendered":"\n<div class=\"wp-block-group has-tertiary-background-color has-background is-layout-flow wp-container-core-group-is-layout-768176b3 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-secondary-color has-text-color has-link-color has-medium-font-size wp-elements-dfcb3ef90e8d4ce6c90fee243639f474\"><strong>El passat 21 d&#8217;octubre, es va publicar a PeopleNow la not\u00edcia <em>&#8220;Seguim millorant el nostre Pla de Pensions d&#8217;Ocupaci\u00f3&#8221;<\/em>, en relaci\u00f3 amb la implementaci\u00f3 de les millores signades a l&#8217;Acord Laboral del Pla de Pensions d&#8217;Ocupaci\u00f3 de 13 de maig de 2024. Entre aquestes millores, figura la possibilitat de fer, a partir del 2 de desembre de 2024, aportacions volunt\u00e0ries al nostre Pla de Pensions d&#8217;Ocupaci\u00f3, cosa que fins ara no es podia fer.<\/strong><\/p>\n<\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Aquestes aportacions es podran realitzar, tant per part dels part\u00edcips en actiu, com pels part\u00edcips en suspens del pla, respectant els l\u00edmits legals vigents a cada moment, i <strong>servint aquestes aportacions per reduir la seva base imposable a l&#8217;IRPF<\/strong> , igual que les aportacions realitzades a un pla de pensions individual, en realitzar-se al mateix instrument de previsi\u00f3 social en qu\u00e8 el promotor (Caixabank), realitza les aportacions d&#8217;estalvi.<\/li>\n\n\n\n<li><strong>L&#8217;aportaci\u00f3 dependr\u00e0, d&#8217;una banda, de l&#8217;aportaci\u00f3 realitzada pel Promotor (CaixaBank), i de l&#8217;altra, pel total dels rendiments \u00edntegres del treball del part\u00edcip, segons el detall seg\u00fcent<\/strong> :<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-stripes has-small-font-size\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"><table class=\"has-secondary-color has-tertiary-background-color has-text-color has-background has-link-color\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Rendiments \u00cdntegres Anuals<\/mark><\/strong><br><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Import anual de la contribuci\u00f3<\/mark><\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Aportaci\u00f3 m\u00e0xima del treballador<\/mark><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\"><strong>&lt;60.000\u20ac<\/strong><\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><em><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\"><strong>&lt;=500\u20ac<\/strong><\/mark><\/em><\/td><td class=\"has-text-align-center\" data-align=\"center\"><em><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\"><strong>=&#8221;Contribuci\u00f3 empresarial&#8221; * 2,5<\/strong><\/mark><\/em><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\"><strong>&lt;60.000\u20ac<\/strong><\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><em><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">500,01\u20ac a 1.500\u20ac<\/mark><\/em><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">=1.250\u20ac + (&#8220;Contribuci\u00f3 empresarial&#8221;-500\u20ac)*0,25<\/mark><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\"><strong>>=60.000\u20ac<\/strong><\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><em><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\"><strong>>1.500\u20ac<\/strong><\/mark><\/em><\/td><td class=\"has-text-align-center\" data-align=\"center\"><em><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\"><strong>=&#8221;Contribuci\u00f3 empresarial&#8221;<\/strong><\/mark><\/em><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">>=60.000\u20ac<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><em><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Indiferent<\/mark><\/em><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><em><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">=&#8221;Contribuci\u00f3 empresarial&#8221;<\/mark><\/em><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> Informaci\u00f3 important a tenir en compte:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li> 1r.- En cap cas, les aportacions volunt\u00e0ries realitzades pel part\u00edcip finan\u00e7aran les cobertures de les conting\u00e8ncies d&#8217;incapacitat i defunci\u00f3 establertes al Pla de Pensions d&#8217;Ocupaci\u00f3 de Caixabank.<\/li>\n\n\n\n<li> 2n.- No es permetran mobilitzar al Pla de Pensions dOcupaci\u00f3 de Caixabank, els drets consolidats procedents dun pla de pensions individual, docupaci\u00f3 o associat<\/li>\n\n\n\n<li> 3r.- Aquestes aportacions no tindran liquiditat (ni es podran mobilitzar, ni es podran rescatar, fins que no es produeixi alguna de les conting\u00e8ncies que preveu el pla).<\/li>\n\n\n\n<li> 4t.- Molt important a tenir en compte \u00e9s que aquesta opci\u00f3 no \u00e9s incompatible amb les aportacions individuals que es poden realitzar a un pla de pensions individual, com \u00e9s el nostre Pla de Pensions Associat (PC2), exclusiu per a empleats i empleades de Caixabank, que des de l&#8217;origen, l&#8217;any 1989, ha obtingut una rendibilitat superior al 6%. I compta a m\u00e9s, amb els avantatges propis de tot pla individual, com s\u00f3n les mobilitzacions de drets consolidats, aix\u00ed com la liquiditat en sup\u00f2sits especials que preveu la llei. <\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-72d38984 wp-block-group-is-layout-constrained\" style=\"border-color:#e0291d;border-width:5px;border-radius:0px;min-height:0px;margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-primary-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-72190d31 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<p class=\"has-text-align-center has-large-font-size\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-tertiary-color\">Recorda que&#8230;<\/mark><\/strong> <\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-style-default has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-1a43766e wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<p class=\"has-text-align-center has-large-font-size wp-container-content-9cfa9a5a\" style=\"border-style:none;border-width:0px\"> <strong>Des de CCOO, posem a la teva disposici\u00f3, a trav\u00e9s del teu Delegat o Delegada de refer\u00e8ncia, una calculadora, perqu\u00e8 puguis con\u00e8ixer l&#8217;import m\u00e0xim que pots destinar a aquesta nova opci\u00f3 de fer aportacions volunt\u00e0ries al<br> Pla de pensions d&#8217;ocupaci\u00f3 (PC30).<\/strong> <\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-large-font-size\"><strong>Per a CCOO, <mark style=\"background-color:#ffffff;color:#d42e12\" class=\"has-inline-color\">EL MOMENT \u00c9S ARA<\/mark><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El passat 21 d&#8217;octubre, es va publicar a PeopleNow la not\u00edcia &#8220;Seguim millorant el nostre Pla de Pensions d&#8217;Ocupaci\u00f3&#8221;, en relaci\u00f3 amb la implementaci\u00f3 de les millores signades a l&#8217;Acord Laboral del Pla de Pensions d&#8217;Ocupaci\u00f3 de 13 de maig de 2024<\/p>\n","protected":false},"author":6,"featured_media":3684,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"wp-custom-template-noticia-con-encabezado-el-momento-es-ahora-y-pie-el-poder-de-cambiar-las-cosas","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3678","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ccoo"],"author_meta":{"display_name":"monicafuster","author_link":"https:\/\/www.ccoocaixabank.net\/ca\/author\/monicafuster\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2024\/10\/pc30-512x384.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/ccoo\/\" class=\"advgb-post-tax-term\">CCOO<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">CCOO<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 2 anys ago","modified":"Updated 2 anys ago"},"absolute_dates":{"created":"Posted on 25 d'octubre de 2024","modified":"Updated on 25 d'octubre de 2024"},"absolute_dates_time":{"created":"Posted on 25 d'octubre de 2024 12:01","modified":"Updated on 25 d'octubre de 2024 23:54"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/3678","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/comments?post=3678"}],"version-history":[{"count":16,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/3678\/revisions"}],"predecessor-version":[{"id":3715,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/3678\/revisions\/3715"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media\/3684"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media?parent=3678"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/categories?post=3678"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/tags?post=3678"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}