{"id":4082,"date":"2024-11-12T14:40:11","date_gmt":"2024-11-12T13:40:11","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/ca\/?p=4082"},"modified":"2024-12-24T14:15:21","modified_gmt":"2024-12-24T13:15:21","slug":"resum-prestecs-i-comptes-2025","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/resum-prestecs-i-comptes-2025\/","title":{"rendered":"Resum pr\u00e9stecs i comptes 2025"},"content":{"rendered":"\n<div class=\"wp-block-group has-tertiary-background-color has-background is-layout-flow wp-container-core-group-is-layout-768176b3 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-large-font-size\"><strong><em><mark class=\"has-inline-color has-primary-color\">Resum d&#8217;interessos de pr\u00e9stecs i comptes d&#8217;empleats\/des per al 2025, per\u00f2 abans recordem l&#8217;abonament d&#8217;interessos en compte el desembre del 2024.<\/mark><\/em><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-dce46ffb-5a32-4127-92a5-3c785f682cbd advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Compte d&#8217;Havers abonament 2024<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Compte d&#8217;Havers 4,41% saldo mitj\u00e0 \u2264 109.599,23\u20ac<\/strong><\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\"><strong>Compte d&#8217;Havers 4,16% saldo mitj\u00e0 &gt;109.599,23\u20ac<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>segon compte 4,16%<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Els interessos es tanquen a 15 de desembre i s&#8217;abonen en els 5 dies h\u00e0bils seg\u00fcents.<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"><strong>Un cop conegut l&#8217;Eur\u00edbor a un any del mes d&#8217;octubre (2,691%), fa que l&#8217;ICFE (\u00cdndex de Condicions Financeres per a Empleats) sigui del 2,69% per al 2025.<\/strong><\/p>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"><strong>D&#8217;altra banda, el 23\/11\/2023 CCOO vam signar un acord laboral amb el qual vam aconseguir mesures per pal\u00b7liar la pujada de l&#8217;Euribor, amb l&#8217;establiment de l&#8217;IBM (\u00cdndex Bonificat M\u00e0xim), que es prorroga un any m\u00e9s en els casos als quals afecta.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tipos-de-interes-para-los-prestamos-empleadoa-en-2025-a84bc7ff-1647-46e8-99e8-057c16ea0067\">Pr\u00e9stecs Empleat\/ada<\/h2>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-f0b14835-b51b-4db2-9c02-89a89c20deaf advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec d&#8217;Atencions Diverses<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>2,69% <\/strong><\/li>\n\n\n\n<li><strong>1,10 anualitat del sou base de la categoria professional de l&#8217;empleat\/ada, fins a un m\u00e0xim de 2 anualitats del nivell IX (inclou CP153)<\/strong><\/li>\n\n\n\n<li><strong> M\u00ednim: 35.000\u20ac<\/strong><\/li>\n\n\n\n<li><strong>&nbsp;M\u00e1xim: 68.007,83\u20ac<\/strong><\/li>\n\n\n\n<li><strong>130,74\u20ac quota cada 10.000\u20ac en operacions noves per al termini m\u00e0xim de 7 anys.<\/strong><\/li>\n\n\n\n<li><strong>115,89 quotes cada 10.000\u20ac en operacions noves per al termini m\u00e0xim de 8 anys (adquisici\u00f3 de vehicle nou o pagaments a compte d&#8217;adquisici\u00f3 d&#8217;habitatge)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-2972777a-67c5-4f94-93dd-81f55b35dc58 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Habitatge A (primers 24 mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tram 0,66%<\/strong><\/li>\n\n\n\n<li><strong>M\u00ednim garantit 240.000\u20ac<\/strong><\/li>\n\n\n\n<li><strong>Fins a 10 anualidats de Nivell XI: 279.512,56\u20ac.<\/strong><\/li>\n\n\n\n<li><strong>26,67\u20ac cada 10.000\u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n\n\n\n<li><strong>20,68\u20ac cada 10.000\u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segon tram 2% IBM <\/strong><\/li>\n\n\n\n<li><strong>Fins a 5 anualitats de la retribuci\u00f3<\/strong><\/li>\n\n\n\n<li><strong>33,13\u20ac cada 10.000\u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-bbabcdbb-6c12-49f4-a2b7-86b74232039e advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Habitatge A (resta de mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tram 0,19%<\/strong><\/li>\n\n\n\n<li><strong>M\u00ednim garantit 240.000\u20ac<\/strong><\/li>\n\n\n\n<li><strong>Fins a 10 anualitats de Nivell XI: 279.512,56\u20ac<\/strong><\/li>\n\n\n\n<li><strong>24,61\u20ac cada 10.000\u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n\n\n\n<li><strong>18,95\u20ac cada 10.000\u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segon tram 2% IBM<\/strong><\/li>\n\n\n\n<li><strong>Fins a 5 anualitats de la retribuci\u00f3<\/strong><\/li>\n\n\n\n<li><strong>33,13\u20ac cada 10.000\u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-46e90845-46f6-4633-8b61-533c4a50e392 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Habitatge B<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tramo 2% IBM<\/strong><\/li>\n\n\n\n<li><strong>Fins a 8 anualitats de Nivell XI: 223.610\u20ac<\/strong><\/li>\n\n\n\n<li><strong>42,39\u20ac cada 10.000\u20ac quota constant a 300 mesos (termini m\u00e0xim)<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segundo tramo 2% IBM<\/strong><\/li>\n\n\n\n<li><strong>Fins a 4 anualitats de la retribuci\u00f3<\/strong><\/li>\n\n\n\n<li><strong>42,39\u20ac cada 10.000\u20ac quota constant a 300 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-c0203208-c589-44c4-8fd7-65f9767aa1bd advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Millora Habitatge (primers 24 mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>0,66%<\/strong><\/li>\n\n\n\n<li><strong>Fins a 8 anualitats de Nivell IX: 132.705\u20ac<\/strong><\/li>\n\n\n\n<li><strong>44,49\u20ac cada 10.000\u20ac quota constant a 240 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-bc168966-0321-4fdf-b5e6-038489815f1e advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Millora Habitatge (resta de mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>0,19%<\/strong><\/li>\n\n\n\n<li><strong>Fins a 8 anualitats de Nivell IX: 132.705\u20ac<\/strong><\/li>\n\n\n\n<li><strong>42,47\u20ac cada 10.000\u20ac quota constant a 240 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-12b33c64-068e-426f-b705-d541721db881 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Retribuci\u00f3 en Esp\u00e8cie Aplicada fins al juny de 2025<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Hipoteca A i B 2,89% (primer any 1,30%)<\/strong><\/li>\n\n\n\n<li><strong>Resta de pr\u00e9stecs i bestretes 4,59%<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tipos-de-interes-para-las-cuentas-empleadoa-en-2025-b013b627-1fe8-4d42-b9a5-f3be3b814655\">Estalvi quotes 2025<\/h2>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-4cb97a83-7ea7-4910-bc76-af14b327fbe0 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Per cada 10.000\u20ac a termini m\u00e0xim<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"886\" height=\"651\" src=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2024\/11\/cuadro-catalan_page-0001.jpg\" alt=\"Quadre estalvi quotes 2025\" class=\"wp-image-4088\" srcset=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2024\/11\/cuadro-catalan_page-0001.jpg 886w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2024\/11\/cuadro-catalan_page-0001-512x376.jpg 512w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2024\/11\/cuadro-catalan_page-0001-768x564.jpg 768w\" sizes=\"auto, (max-width: 886px) 100vw, 886px\" \/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tipos-de-interes-para-las-cuentas-empleadoa-en-2025-b013b627-1fe8-4d42-b9a5-f3be3b814655\">Comptes Empleat\/ada<\/h2>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-e3468290-988d-42d5-9521-6cd8895b32ca advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Compte d&#8217;Havers<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Compte d&#8217;Havers 2,94% saldo mitj\u00e0 \u2264 109.599,23\u20ac (import revisable per IPC)<\/strong><\/li>\n\n\n\n<li><strong>Compte d&#8217;Havers 2,69% saldo mitj\u00e0 &gt;109.599,23 (import revisable per IPC)<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>segon compte 2,69%<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"><strong>Els interessos es tanquen anualment el 15 de desembre de cada any i s&#8217;abonen en els 5 dies h\u00e0bils seg\u00fcents<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Descobert 2,94% autom\u00e0tic fins a 1.200\u20ac<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Personal passiu<\/h2>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-a218a167-5a44-49a7-b376-775e4d285d88 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Compte d&#8217;Havers<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Comptes n\u00f2mina 2,69%<\/strong><\/li>\n\n\n\n<li><strong>Segon dip\u00f2sit 2,59%<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-6dcd9b7e-6e08-4212-9ce6-9028f7dbee54 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec atencions diverses<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Euribor + 0,30% el que correspongui en el moment de la signatura<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<p class=\"has-large-font-size\"><strong>Per a CCOO, <mark style=\"background-color:#ffffff;color:#d42e12\" class=\"has-inline-color\">EL MOMENT \u00c9S ARA<\/mark><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Resum d&#8217;interessos de pr\u00e9stecs i comptes d&#8217;empleats\/ades per al 2025, per\u00f2 abans recordem l&#8217;abonament d&#8217;interessos en compte el desembre del 2024.<\/p>\n","protected":false},"author":7,"featured_media":4085,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"wp-custom-template-noticia-con-encabezado-el-momento-es-ahora-y-pie-el-poder-de-cambiar-las-cosas","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[22,1],"tags":[],"class_list":["post-4082","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-butlleti","category-ccoo"],"author_meta":{"display_name":"Juan Morais","author_link":"https:\/\/www.ccoocaixabank.net\/ca\/author\/juanmorais\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2024\/11\/euro-6547061_1920-512x341.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/butlleti\/\" class=\"advgb-post-tax-term\">Butllet\u00ed<\/a>","<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/ccoo\/\" class=\"advgb-post-tax-term\">CCOO<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Butllet\u00ed<\/span>","<span class=\"advgb-post-tax-term\">CCOO<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 any ago","modified":"Updated 1 any ago"},"absolute_dates":{"created":"Posted on 12 de novembre de 2024","modified":"Updated on 24 de desembre de 2024"},"absolute_dates_time":{"created":"Posted on 12 de novembre de 2024 14:40","modified":"Updated on 24 de desembre de 2024 14:15"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/4082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/comments?post=4082"}],"version-history":[{"count":10,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/4082\/revisions"}],"predecessor-version":[{"id":4610,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/4082\/revisions\/4610"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media\/4085"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media?parent=4082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/categories?post=4082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/tags?post=4082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}