{"id":4388,"date":"2024-12-03T12:13:49","date_gmt":"2024-12-03T11:13:49","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/ca\/?p=4388"},"modified":"2024-12-16T23:16:38","modified_gmt":"2024-12-16T22:16:38","slug":"ja-podeu-aportar-ho-al-pla-docupacio-pc30","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/ja-podeu-aportar-ho-al-pla-docupacio-pc30\/","title":{"rendered":"Ja podeu aportar al Pla d&#8217;Ocupaci\u00f3 (PC30)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-group has-tertiary-background-color has-background is-layout-flow wp-container-core-group-is-layout-768176b3 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-secondary-color has-text-color has-link-color has-large-font-size wp-elements-56be173688cf617fc559e17339e00d6a\"><mark style=\"background-color:#fbf4f3\" class=\"has-inline-color has-primary-color\"><strong>Des d&#8217;ahir, 2 de desembre, est\u00e0 habilitada l&#8217;opci\u00f3 de fer aportacions volunt\u00e0ries al Pla de Pensions d&#8217;Ocupaci\u00f3 de CaixaBank (PC30). T&#8217;expliquem els aspectes clau de les aportacions volunt\u00e0ries.<\/strong><\/mark><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-458ff456-20c1-4dd0-a222-07288ea32760 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><strong>L\u00edmit d&#8217;aportacions 10.000\u20ac combinant<\/strong><\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>1.500\u20ac d&#8217;aportacions a plans individuals (que tamb\u00e9 es poden aportar al PC30 o al PC2).<\/strong><\/li>\n\n\n\n<li><strong>Fins a 8.500 euros addicionals al pla d&#8217;ocupaci\u00f3 (PC30).<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Les aportacions addicionals estan subjectes a les contribucions realitzades per l&#8217;empresa i els ingressos anuals del part\u00edcip, s&#8217;explica al punt seg\u00fcent.<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<p><strong>L&#8217;aportaci\u00f3 dependr\u00e0, d&#8217;una banda, de l&#8217;aportaci\u00f3 realitzada pel Promotor (CaixaBank), i de l&#8217;altra, pel total dels rendiments \u00edntegres del treball del part\u00edcip, segons el detall seg\u00fcent:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-stripes has-medium-font-size\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"><table class=\"has-secondary-color has-tertiary-background-color has-text-color has-background has-link-color\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><br><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Rendiments \u00cdntegres Anuals<\/mark><\/strong><br><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Import anual de la contribuci\u00f3<\/mark><\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Aportaci\u00f3 m\u00e0xima del treballador<\/mark><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark class=\"has-inline-color has-contrast-color\">&lt;60.000\u20ac<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><em><mark class=\"has-inline-color has-contrast-color\">&lt;=500<\/mark><\/em><\/strong><mark class=\"has-inline-color has-contrast-color\"><strong>\u20ac<\/strong><\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark class=\"has-inline-color has-contrast-color\"><strong>&#8220;<\/strong><\/mark><strong><em><mark class=\"has-inline-color has-contrast-color\">Contribuci\u00f3n empresarial&#8221;*2,5<\/mark><\/em><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark class=\"has-inline-color has-contrast-color\">&lt;60.000\u20ac<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><em><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">500,01\u20ac y 1.500<\/mark><\/em><\/strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">\u20ac<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">=<strong><em>1<\/em><\/strong><\/mark><strong><em><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">.250\u20ac + (&#8220;Contribuci\u00f3 empresarial&#8221; &#8211; 500\u20ac)*0.25<\/mark><\/em><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark class=\"has-inline-color has-contrast-color\">&lt;60.000\u20ac<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><em><mark class=\"has-inline-color has-contrast-color\">&gt;1.500\u20ac<\/mark><\/em><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8220;<strong><em><mark class=\"has-inline-color has-contrast-color\">Contribuci\u00f3 empresarial<\/mark><\/em><\/strong>&#8220;<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">&gt;= 60.000\u20ac<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><em><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">Indiferente<\/mark><\/em><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-base-color\">&#8220;<strong><em>Contribuci\u00f3 empresarial<\/em><\/strong>&#8220;<\/mark><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-5b776b9b-7d5a-4667-a0e6-539d15aa92b7 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Avantatges fiscals<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Aquestes aportacions permeten reduir la base imposable de l&#8217;IRPF dins el l\u00edmit de 10.000 euros anuals, fet que suposa un estalvi fiscal important.<\/strong><\/li>\n\n\n\n<li><strong>Les aportacions realitzades abans del 31 de desembre es poden aplicar a la declaraci\u00f3 fiscal del mateix exercici.<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Aportacions puntuals o peri\u00f2diques (podent establir quantitats fixes de forma mensual, trimestral o anual).<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-1f108cea-4fc5-419d-a088-84d075a2023a advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Com fer les aportacions des de CaixaBank Now<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>Estalvi i inversi\u00f3 &gt; Jubilaci\u00f3 &gt; PP Ocupaci\u00f3 de CaixaBank &gt; Subpl\u00e0 A &gt; Gesti\u00f3 d&#8217;aportacions.<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-e5132b41-4a5f-4f61-ae8d-800bc6562ba3 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Informaci\u00f3 important a tenir en compte<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20)\"><strong>En cap cas, les aportacions volunt\u00e0ries realitzades pel part\u00edcip finan\u00e7aran les cobertures de les conting\u00e8ncies d&#8217;incapacitat i defunci\u00f3 establertes al Pla de Pensions d&#8217;Ocupaci\u00f3 de Caixabank.<\/strong><\/li>\n\n\n\n<li><strong>No es permetran mobilitzar al Pla de Pensions dOcupaci\u00f3 de Caixabank els drets consolidats procedents dun pla de pensions individual docupaci\u00f3 o associat.<\/strong><\/li>\n\n\n\n<li><strong>Aquestes aportacions no tindran liquiditat (ni es podran mobilitzar, ni es podran rescatar, fins que no es produeixi alguna de les conting\u00e8ncies que preveu el pla).<\/strong><\/li>\n\n\n\n<li><strong>Aquesta opci\u00f3 no \u00e9s incompatible amb les aportacions individuals que es poden fer a un pla de pensions individual, com \u00e9s el nostre Pla de Pensions Associat (PC2), exclusiu per a empleats i empleades de Caixabank, que des del seu origen, l&#8217;any 1989, ha obtingut una rendibilitat superior al 6%. I compta a m\u00e9s, amb els avantatges propis de tot pla individual, com s\u00f3n les mobilitzacions de drets consolidats, aix\u00ed com la liquiditat en sup\u00f2sits especials que preveu la llei.<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-72d38984 wp-block-group-is-layout-constrained\" style=\"border-color:#e0291d;border-width:5px;border-radius:0px;min-height:0px;margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-primary-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-72190d31 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<p class=\"has-text-align-center has-large-font-size\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-tertiary-color\">Recorda que\u2026<\/mark><\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-style-default has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-1a43766e wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<p class=\"has-text-align-center has-large-font-size wp-container-content-9cfa9a5a\" style=\"border-style:none;border-width:0px\"><strong>Des de CCOO, posem a la teva disposici\u00f3, a trav\u00e9s del teu Delegat o Delegada de refer\u00e8ncia, una calculadora, perqu\u00e8 puguis con\u00e8ixer l&#8217;import m\u00e0xim que pots destinar a aquesta nova opci\u00f3 de fer aportacions volunt\u00e0ries al<br>Pla de pensions d&#8217;ocupaci\u00f3 (PC30).<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-large-font-size\"><\/p>\n\n\n\n<p class=\"has-large-font-size\"><strong>Per a CCOO, <mark style=\"background-color:#ffffff;color:#d42e12\" class=\"has-inline-color\">EL MOMENT \u00c9S ARA<\/mark><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Des d&#8217;ahir, 2 de desembre, est\u00e0 habilitada l&#8217;opci\u00f3 de fer aportacions volunt\u00e0ries al Pla de Pensions d&#8217;Ocupaci\u00f3 de CaixaBank (PC30). T&#8217;expliquem els aspectes clau de les aportacions volunt\u00e0ries. L&#8217;aportaci\u00f3 dependr\u00e0, d&#8217;una banda, de l&#8217;aportaci\u00f3 realitzada pel Promotor (CaixaBank), i de l&#8217;altra, pel total dels rendiments \u00edntegres del treball del part\u00edcip, segons el detall seg\u00fcent: Rendiments [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":233,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"wp-custom-template-noticia-con-encabezado-el-momento-es-ahora-y-pie-el-poder-de-cambiar-las-cosas","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4388","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ccoo"],"author_meta":{"display_name":"monicafuster","author_link":"https:\/\/www.ccoocaixabank.net\/ca\/author\/monicafuster\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2024\/10\/pla_pensions_empleats_cxb_pc_30.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/ccoo\/\" class=\"advgb-post-tax-term\">CCOO<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">CCOO<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 any ago","modified":"Updated 1 any ago"},"absolute_dates":{"created":"Posted on 3 de desembre de 2024","modified":"Updated on 16 de desembre de 2024"},"absolute_dates_time":{"created":"Posted on 3 de desembre de 2024 12:13","modified":"Updated on 16 de desembre de 2024 23:16"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/4388","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/comments?post=4388"}],"version-history":[{"count":9,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/4388\/revisions"}],"predecessor-version":[{"id":4398,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/4388\/revisions\/4398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media\/233"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media?parent=4388"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/categories?post=4388"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/tags?post=4388"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}