{"id":6733,"date":"2025-07-23T08:44:51","date_gmt":"2025-07-23T06:44:51","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/ca\/?p=6733"},"modified":"2025-07-23T09:13:13","modified_gmt":"2025-07-23T07:13:13","slug":"p8172","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/p8172\/","title":{"rendered":"Pla de Pensions d&#8217;Ocupaci\u00f3 i Associat: Finalment, bones not\u00edcies al 2025"},"content":{"rendered":"\n<div class=\"wp-block-group has-tertiary-background-color has-background is-layout-flow wp-container-core-group-is-layout-768176b3 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-large-font-size\"><mark style=\"background-color:#fbf4f3\" class=\"has-inline-color has-primary-color\"><strong><em>El valor liquidatiu del fons PC30 (el Pla on van les nostres aportacions) i del PC2 (Associat, on es gestionen bona part de les nostres aportacions volunt\u00e0ries) est\u00e0 en positiu en termes de rendibilitat acumulada durant l\u2019any<\/em><\/strong><\/mark><\/p>\n<\/div>\n\n\n\n<p>Despr\u00e9s d\u2019un primer tram d\u2019any marcat per la<strong> incertesa i la volatilitat als mercats,<\/strong> les darreres setmanes han portat una <strong>millora significativa que ha perm\u00e8s recuperar<\/strong> bona part del terreny perdut. Aix\u00f2 demostra una recuperaci\u00f3 progressiva i, sobretot, la capacitat dels Plans per respondre en entorns exigents i vol\u00e0tils com l\u2019actual.<\/p>\n\n\n\n<p>Des de CCOO ens congratulem que <strong>l\u2019estructura b\u00e0sica de cartera introdu\u00efda en els dos Plans des de fa alguns anys continu\u00ef donant resultats consistents, ja que combina actius de perfil m\u00e9s defensiu amb d\u2019altres<\/strong> <strong>orientats a generar rendibilitat a llarg termini<\/strong>. Aquest equilibri permet que, fins i tot en contextos de gran volatilitat com el viscut a comen\u00e7ament d\u2019any, la cartera pugui esmorteir caigudes i recuperar posicions quan el context millora.<\/p>\n\n\n\n<p>Com sempre, <strong>des de CCOO i les Comissions de Control dels dos plans no baixem la gu\u00e0rdia. <\/strong>Per aix\u00f2, \u00e9s m\u00e9s important que mai mantenir una <strong>visi\u00f3 a llarg termini.<\/strong> Els Plans estan dissenyats precisament per aix\u00f2: <strong>per combinar rendibilitat i estabilitat<\/strong> al llarg del temps, adaptant-se als diferents entorns de mercat sense prendre decisions precipitades.<\/p>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-3642fa67-a338-44ad-9810-5219435e70a0 advgb-accordion-wrapper\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#ab291d;color:#ffffff;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Inversi\u00f3 Socialment Responsable<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<p>Per tot l\u2019anterior, des de CCOO continuem i continuarem advocant de manera decidida en l&#8217;\u00e0mbit dels Plans per la Inversi\u00f3 Socialment Responsable, perqu\u00e8 aquesta manera d&#8217;invertir ens ajuda a reduir riscos de manera responsable i contribueix a la consecuci\u00f3 dels nostres objectius com a Inversors a Llarg Termini.<\/p>\n\n\n\n<p>Per aix\u00f2, esperem que la resta de sindicats presents a la Comissi\u00f3 de Control continu\u00efn advocant de la mateixa manera per aquest tipus d&#8217;inversi\u00f3, que ha contribu\u00eft als bons resultats del nostre Pla. <\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#ab291d;color:#ffffff;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Prestacions de Risc<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<p>Recorda que tens a la teva disposici\u00f3 un simulador de Prestacions de Risc. Consulta amb la teva delegada o delegat de refer\u00e8ncia de CCOO perqu\u00e8 et faci una simulaci\u00f3. <\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#ab291d;color:#ffffff;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\"><mark style=\"background-color:#ab291d\" class=\"has-inline-color has-base-color\">Aportacions volunt\u00e0ries<\/mark><\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<p>Finalment, aprofitem per recordar que, des de l\u2019any passat, tots els part\u00edcips del fons d\u2019ocupaci\u00f3 teniu la possibilitat de realitzar aportacions individuals volunt\u00e0ries. \u00c9s una opci\u00f3 addicional per a aquelles persones que vulguin refor\u00e7ar el seu estalvi a llarg termini aprofitant els avantatges fiscals.<\/p>\n\n\n\n<p class=\"has-large-font-size\"><strong><a href=\"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/p6814\/\">Consulta la informaci\u00f3 d\u00b4APORTACIONS VOLUNT\u00c0RIES<\/a><\/strong><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-primary-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-70d3dfd8 wp-block-group-is-layout-constrained\" style=\"border-width:5px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--20)\">\n<p class=\"has-text-align-center has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-d5433a2219a48fb7bd93447eefbb2b0d\"><strong>Com sempre, us animem a consultar la informaci\u00f3 actualitzada del fons disponible a la WEB del Pla de Pensions<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center has-x-large-font-size\"> <strong><a href=\"https:\/\/www.fpecaixa.info\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.fpecaixa.info\/<\/a><\/strong> <\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/www.ccoocaixabank.net\/es\/wp-content\/uploads\/sites\/2\/2025\/05\/click-rojo-1.jpg\" alt=\"\" class=\"wp-image-7320\" style=\"width:64px;height:auto\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-global-padding is-layout-constrained wp-container-core-group-is-layout-72d38984 wp-block-group-is-layout-constrained\" style=\"border-color:#e0291d;border-width:5px;border-radius:0px;min-height:0px;margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-primary-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-72190d31 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<p class=\"has-text-align-center has-large-font-size\"><strong><mark style=\"background-color:#e0291d\" class=\"has-inline-color has-tertiary-color\">Recorda que&#8230;<\/mark><\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-style-default has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-1a43766e wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20);padding-bottom:var(--wp--preset--spacing--20)\">\n<p class=\"has-text-align-center has-large-font-size wp-container-content-9cfa9a5a\" style=\"border-style:none;border-width:0px\"><em><strong>Tens disponible el q\u00fcestionari de clima laboral<\/strong><\/em><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"><strong>Click<\/strong> \u27a1\ufe0f <strong><a href=\"https:\/\/forms.office.com\/e\/yWzvdZWRJt?origin=lprLink\" target=\"_blank\" rel=\"noreferrer noopener\">Xarxa Comercial i Connecta<\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/07\/QR-red-connecta-cat-128x128.png\" alt=\"\" class=\"wp-image-6644\" srcset=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/07\/QR-red-connecta-cat-128x128.png 128w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/07\/QR-red-connecta-cat.png 457w\" sizes=\"auto, (max-width: 128px) 100vw, 128px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center has-large-font-size\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"><strong>Click<\/strong> \u27a1\ufe0f <strong><a href=\"https:\/\/forms.office.com\/e\/54PL3LJVBi?origin=lprLink\" target=\"_blank\" rel=\"noreferrer noopener\">SSCC y Edificis<\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/07\/QR-sscc-edif-cat-128x128.png\" alt=\"\" class=\"wp-image-6645\" srcset=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/07\/QR-sscc-edif-cat-128x128.png 128w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/07\/QR-sscc-edif-cat.png 457w\" sizes=\"auto, (max-width: 128px) 100vw, 128px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Aquest any, commemorem al 25\u00e8 aniversari del PC30 una traject\u00f2ria de comprom\u00eds amb la previsi\u00f3 social i l&#8217;estalvi per a la jubilaci\u00f3, amb una gesti\u00f3 excepcional. Telem\u00e0tica. M\u00e9s informaci\u00f3 i inscripci\u00f3 aqu\u00ed A m\u00e9s, ara pots inscriure&#8217;t a la seva web, a la Newsletter per estar informat en tot moment del teu pla de pensions.<\/p>\n","protected":false},"author":6,"featured_media":6739,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"wp-custom-template-noticia-con-encabezado-el-momento-es-ahora-y-pie-el-poder-de-cambiar-las-cosas","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ccoo"],"author_meta":{"display_name":"monicafuster","author_link":"https:\/\/www.ccoocaixabank.net\/ca\/author\/monicafuster\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/07\/ppi-512x384.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/ccoo\/\" class=\"advgb-post-tax-term\">CCOO<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">CCOO<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 10 mesos ago","modified":"Updated 10 mesos ago"},"absolute_dates":{"created":"Posted on 23 de juliol de 2025","modified":"Updated on 23 de juliol de 2025"},"absolute_dates_time":{"created":"Posted on 23 de juliol de 2025 08:44","modified":"Updated on 23 de juliol de 2025 09:13"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/6733","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/comments?post=6733"}],"version-history":[{"count":14,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/6733\/revisions"}],"predecessor-version":[{"id":6790,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/6733\/revisions\/6790"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media\/6739"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media?parent=6733"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/categories?post=6733"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/tags?post=6733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}