{"id":8140,"date":"2025-11-11T09:47:53","date_gmt":"2025-11-11T08:47:53","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/ca\/?p=8140"},"modified":"2026-01-22T11:35:16","modified_gmt":"2026-01-22T10:35:16","slug":"p9808","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/p9808\/","title":{"rendered":"Resum Pr\u00e9stecs i Comptes d&#8217;Empleats\/ades 2026"},"content":{"rendered":"\n<div class=\"wp-block-group has-tertiary-background-color has-background is-layout-flow wp-container-core-group-is-layout-768176b3 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-large-font-size\"><strong><em><mark style=\"background-color:#fbf4f3\" class=\"has-inline-color has-primary-color\">Resum dels interessos dels Pr\u00e9stecs i Comptes d&#8217;empleats\/ades per al 2026, per\u00f2 abans recordem l&#8217;abonament d&#8217;interessos en compte el desembre de 2025<\/mark><\/em><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-0e7b66e5-f89e-4894-8d95-8c48b059f4f2 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Compte d&#8217;Havers abonament 2025<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Compte d&#8217;Havers 2,94 % fins a saldo mitj\u00e0 112.668,01 \u20ac<\/strong><\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\"> <strong>Compte d&#8217;Havers 2,69 % resta de saldo mitj\u00e0<\/strong> <\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"> <strong>Segona Compte 2,69 %<\/strong> <\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"> <strong>Els interessos es tanquen a 15 de desembre i s&#8217;abonen en els 5 dies h\u00e0bils seg\u00fcents<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"><strong>Un cop conegut l&#8217;Eur\u00edbor a un any del mes d&#8217;octubre (2,187%),  l&#8217;ICFE (\u00edndex condicions financeres d&#8217;empleats) ser\u00e0 del 2,18% per al 2026.<\/strong><\/p>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"><strong><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-primary-color\">CCOO insistim en la necessitat de renovar l\u2019IBM,<\/mark><\/strong> recon\u00e8ixer l\u2019esfor\u00e7 de la plantilla i fer-ho en un context de <strong><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-primary-color\">beneficis hist\u00f2rics<\/mark><\/strong> per a l\u2019entitat. Hi ha moltes millores pendents en mat\u00e8ria de finan\u00e7ament, per\u00f2 <strong><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-primary-color\">ara mateix l\u2019urgent \u00e9s l\u2019IBM.<\/mark><\/strong> Tal com ja vam assenyalar a:<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"> <a href=\"https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/p9822\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ccoocaixabank.net\/ca\/ccoo\/p9822\/<\/a><\/p>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-ec2180db-ebb3-4ce7-bc26-4a5f5cfe09e4 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec d&#8217;Atencions Diverses<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>2,18%<\/strong><\/li>\n\n\n\n<li> <strong>1,10 anualitat del sou base de la categoria professional de l&#8217;empleat\/ada, fins a un m\u00e0xim de 2 anualitats del nivell IX (inclou CP153)<\/strong><\/li>\n\n\n\n<li> <strong>M\u00ednim: 35.000 \u20ac<\/strong><\/li>\n\n\n\n<li> <strong>M\u00e0xim: 70.048 \u20ac<\/strong> (dada a 2025)<\/li>\n\n\n\n<li><strong>128,47 \u20ac de quota per cada 10.000 \u20ac en operacions noves per al termini m\u00e0xim 7 anys<\/strong><\/li>\n\n\n\n<li><strong>113,61 \u20ac de quota per cada 10.000 \u20ac en operacions noves per al termini m\u00e0xim 8 anys (adquisici\u00f3 de vehicle nou o pagaments a compte d&#8217;adquisici\u00f3 d&#8217;habitatge)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-accba6bd-e87f-4749-a240-579c3b9e5196 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Habitatge A (primers 24 mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>Primer tram 0,57%<\/strong>\n<ul class=\"wp-block-list\">\n<li> <strong>M\u00ednim garantit 240.000 \u20ac<\/strong><\/li>\n\n\n\n<li> <strong>Fins a 10 anualitats de Nivell XI: 287.897 \u20ac<\/strong> (dada 2025)<\/li>\n\n\n\n<li><strong>26,27 \u20ac cada 10.000 \u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n\n\n\n<li> <strong>20,34 \u20ac cada 10.000\u20ac quota creixent a 420 mesos (termini m\u00e0xim)<\/strong> <\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"> <strong>Segon tram 3,30%<\/strong>\n<ul class=\"wp-block-list\">\n<li> <strong>Fins a 5 anualitats de la retribuci\u00f3<\/strong><\/li>\n\n\n\n<li><strong>40,18 \u20ac cada 10.000 \u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-9cfcd033-b07e-4050-9be2-cd1d920ed00b advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Habitatge A (resta de mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tram 0,10 %<\/strong>\n<ul class=\"wp-block-list\">\n<li> <strong>M\u00ednim garantit 240.000 \u20ac<\/strong><\/li>\n\n\n\n<li><strong>Fins a 10 anualitats de Nivell XI: 287.897 \u20ac<\/strong> (dada  2025)<\/li>\n\n\n\n<li><strong>24,23 \u20ac cada 10.000 \u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n\n\n\n<li><strong>18,63 \u20ac cada 10.000 \u20ac quota creixent a 420 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"> <strong>Segon tram 2,83%<\/strong>\n<ul class=\"wp-block-list\">\n<li> <strong>Fins a 5 anualitats de la retribuci\u00f3<\/strong><\/li>\n\n\n\n<li> <strong>37,54\u20ac cada 10.000\u20ac quota constant a 420 mesos (termini m\u00e0xim)<\/strong> <\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-20fa3c0c-41d3-4986-8193-a7ac48fee3fa advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Habitatge B (primers 24 mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>Primer tram 2,90%<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Fins a 8 anualitats de Nivell XI: 230.317 \u20ac<\/strong> (dada  2025)<\/li>\n\n\n\n<li> <strong>46,90\u20ac cada 10.000\u20ac quota constant a 300 mesos (termini m\u00e0xim)<\/strong> <\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"> <strong>Segon tram 4,15%<\/strong>\n<ul class=\"wp-block-list\">\n<li> <strong>Fins a 4 anualitats de la retribuci\u00f3<\/strong><\/li>\n\n\n\n<li> <strong>53,62 \u20ac cada 10.000 \u20ac quota constant a 300 mesos (termini m\u00e0xim)<\/strong> <\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-a17bd14e-3db9-4d1d-8ce2-379da6042333 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Habitatge B (resta de mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>Primer tram 2,43%<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Fins a 8 anualitats de Nivell XI: 230.317 \u20ac<\/strong> (dada  2025)<\/li>\n\n\n\n<li> <strong>44,51\u20ac cada 10.000\u20ac quota constant a 300 mesos (termini m\u00e0xim)<\/strong> <\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"> <strong>Segon tram 3,68%<\/strong>\n<ul class=\"wp-block-list\">\n<li> <strong>Fins a 4 anualitats de la retribuci\u00f3<\/strong><\/li>\n\n\n\n<li> <strong>51,03 \u20ac cada 10.000 \u20ac quota constant a 300 mesos (termini m\u00e0xim)<\/strong> <\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-889b394e-95b1-4bac-aaa5-0eb91f5c2721 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Millora Habitatge (primers 24 mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>0,57%<\/strong><\/li>\n\n\n\n<li><strong>Fins a 8 anualitats de Nivell IX: 136.686 \u20ac<\/strong> (dada 2025)<\/li>\n\n\n\n<li> <strong>44,10 \u20ac cada 10.000 \u20ac quota constant a 240 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-3622776d-8ba0-4f47-b950-ae302b44b575 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Millora Habitatge (resta de mesos)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>0,10%<\/strong><\/li>\n\n\n\n<li><strong>Fins a 8 anualitats de Nivell IX: 136.686 \u20ac<\/strong> (dada 2025)<\/li>\n\n\n\n<li><strong>42,09\u20ac cada 10.000 \u20ac quota constant a 240 mesos (termini m\u00e0xim)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-d5988c63-bab6-4b25-9228-782c562f0e2d advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Retribuci\u00f3 en Esp\u00e8cie Aplicada fins al juny de 2025<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Hipoteca A i B 2,89 % (primer any 1,30 %)<\/strong><\/li>\n\n\n\n<li><strong>Resta de pr\u00e9stecs i bestretes 4,59 %<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-f9a402d5-0632-44d2-b80c-18718232b199 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Compte d&#8217;Havers empleats\/ades 2026<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Compte d&#8217;Havers 2,43 % fins a saldo mitj\u00e0 <strong>115.935,37<\/strong> \u20ac.<\/strong><\/li>\n\n\n\n<li> <strong>Compte d&#8217;Havers 2,18 % resta de saldo mitj\u00e0<\/strong> <\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segon Compte 2,18 %<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"><strong>Els interessos es tanquen anualment el 15 de desembre i s&#8217;abonen en els 5 dies h\u00e0bils seg\u00fcents<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"> <strong>Descobert 2,43% autom\u00e0tic fins a 1.200 \u20ac<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-662588f4-7e2e-4a8a-b858-5a2d07f3d67d advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Compte d&#8217;Havers empleats\/ades passius\/ves<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>Comptes n\u00f2mina 2,18 %<\/strong><\/li>\n\n\n\n<li> <strong>Segon dip\u00f2sit 2,08%<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-39c1d3df-85ae-4f27-912c-6d4ec7d53f94 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stec Atencions Diverses empleats\/ades passius\/ves<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li> <strong>Euribor + 0,30% el que correspongui en el moment de la signatura<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"120\" src=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN.jpg\" alt=\"\" class=\"wp-image-7473\" srcset=\"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN.jpg 1280w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN-512x48.jpg 512w, https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/10\/EL-PODER-CATALAN-768x72.jpg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Resum d&#8217;interessos de pr\u00e9stecs i comptes d&#8217;empleats per al 2026, per\u00f2 abans recordem l&#8217;abonament d&#8217;interessos en compte el desembre del 2025 Un cop conegut l&#8217;eur\u00edbor un any del mes d&#8217;octubre (2,187 %) fa que l&#8217;ICFE (\u00edndex condicions financeres empleats) sigui del 2,18 % per al 2026.<\/p>\n","protected":false},"author":7,"featured_media":8151,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"wp-custom-template-noticia-con-encabezado-el-momento-es-ahora-y-pie-el-poder-de-cambiar-las-cosas","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8140","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ccoo"],"author_meta":{"display_name":"Juan Morais","author_link":"https:\/\/www.ccoocaixabank.net\/ca\/author\/juanmorais\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/ca\/wp-content\/uploads\/sites\/3\/2025\/11\/prestamos-1-CAT-512x384.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/ca\/categoria\/ccoo\/\" class=\"advgb-post-tax-term\">CCOO<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">CCOO<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 6 mesos ago","modified":"Updated 3 mesos ago"},"absolute_dates":{"created":"Posted on 11 de novembre de 2025","modified":"Updated on 22 de gener de 2026"},"absolute_dates_time":{"created":"Posted on 11 de novembre de 2025 09:47","modified":"Updated on 22 de gener de 2026 11:35"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/8140","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/comments?post=8140"}],"version-history":[{"count":13,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/8140\/revisions"}],"predecessor-version":[{"id":16290,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/posts\/8140\/revisions\/16290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media\/8151"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/media?parent=8140"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/categories?post=8140"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/ca\/wp-json\/wp\/v2\/tags?post=8140"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}