{"id":9808,"date":"2025-11-11T09:47:57","date_gmt":"2025-11-11T08:47:57","guid":{"rendered":"https:\/\/www.ccoocaixabank.net\/es\/?p=9808"},"modified":"2026-01-22T11:35:18","modified_gmt":"2026-01-22T10:35:18","slug":"resumen-prestamos-y-cuentas-de-empleado-a-2026","status":"publish","type":"post","link":"https:\/\/www.ccoocaixabank.net\/es\/zona\/estatales\/resumen-prestamos-y-cuentas-de-empleado-a-2026\/","title":{"rendered":"Resumen Pr\u00e9stamos y Cuentas de Empleado\/a 2026"},"content":{"rendered":"\n<div class=\"wp-block-group has-tertiary-background-color has-background is-layout-flow wp-container-core-group-is-layout-768176b3 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;margin-top:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px\">\n<p class=\"has-text-align-center has-large-font-size\"><strong><em><mark style=\"background-color:#fbf4f3\" class=\"has-inline-color has-primary-color\">Resumen de intereses de Pr\u00e9stamos y Cuentas de empleados\/as para el 2026, pero antes recordamos el abono de intereses en cuenta en diciembre de 2025<\/mark><\/em><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-c0a9a855-41a7-4f8f-94fe-2a418e0fa0f3 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Cuenta de Haberes abono 2025<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Cuenta de Haberes 2,94 % hasta saldo medio 112.668,01 \u20ac<\/strong><\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\"><strong>Cuenta de Haberes 2,69 % resto de saldo medio <\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segunda Cuenta 2,69 %<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Los intereses se cierran a 15 de diciembre y se abonan en los siguientes 5 d\u00edas h\u00e1biles<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"><strong>Una vez conocido el Eur\u00edbor a un a\u00f1o del mes de octubre (2,187 %) hace que el ICFE (\u00edndice condiciones financieras empleados) sea del 2,18 % para el 2026.<\/strong><\/p>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"><strong><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-primary-color\">CCOO insistimos en la necesidad de renovar el IBM<\/mark><\/strong>, reconocer el esfuerzo de la plantilla y hacerlo en un contexto de <strong><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-primary-color\">beneficios hist\u00f3ricos<\/mark><\/strong> para la entidad. Son muchas las mejoras pendientes en materia de financiaci\u00f3n, pero <mark style=\"background-color:#ffffff\" class=\"has-inline-color has-primary-color\"><strong>ahora mismo lo urgente es el IBM<\/strong>. <\/mark>Tal y como se\u00f1alamos en:<\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 6.4px) * 0.938), 20px);\"><a href=\"https:\/\/www.ccoocaixabank.net\/es\/zona\/estatales\/prestamos-de-empleado-a-no-interesan\/\">https:\/\/www.ccoocaixabank.net\/es\/zona\/estatales\/pr<\/a><a href=\"https:\/\/www.ccoocaixabank.net\/es\/zona\/estatales\/prestamos-de-empleado-a-no-interesan\/\" target=\"_blank\" rel=\"noreferrer noopener\">estamos-de-empleado-a-no-interesan\/<\/a><\/p>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-d3f889ac-ac20-40af-8fe8-e6f0c395e39c advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo de Atenciones Varias<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>2,18 % <\/strong><\/li>\n\n\n\n<li><strong>1,10 anualidad del sueldo base de la categor\u00eda profesional del empleado\/a, hasta un m\u00e1ximo de 2 anualidades del nivel IX (incluye CP153)<\/strong><\/li>\n\n\n\n<li><strong> M\u00ednimo: 35.000 \u20ac<\/strong><\/li>\n\n\n\n<li><strong>&nbsp;M\u00e1ximo: 70.048 \u20ac<\/strong> (dato a 2025)<\/li>\n\n\n\n<li><strong>128,47 \u20ac cuota cada 10.000 \u20ac en operaciones nuevas para el plazo m\u00e1ximo 7 a\u00f1os<\/strong><\/li>\n\n\n\n<li><strong>113,61 \u20ac cuotas cada 10.000 \u20ac en operaciones nuevas para el plazo m\u00e1ximo 8 a\u00f1os (Adquisici\u00f3n de veh\u00edculo nuevo o pagos a cuenta de adquisici\u00f3n de vivienda)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-5d19adb5-dbf0-447e-ba3a-668fdfc7459a advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo Vivienda A (primeros 24 meses)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tramo 0,57 %<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>M\u00ednimo garantizado 240.000 \u20ac<\/strong><\/li>\n\n\n\n<li><strong>Hasta 10 anualidades de Nivel XI: 287.897 \u20ac<\/strong> (dato 2025)<\/li>\n\n\n\n<li><strong>26,27 \u20ac cada 10.000 \u20ac cuota constante a 420 meses (plazo m\u00e1ximo)<\/strong><\/li>\n\n\n\n<li><strong>20,34 \u20ac cada 10.000 \u20ac cuota creciente a 420 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segundo tramo 3,30 % <\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Hasta 5 anualidades de la retribuci\u00f3n<\/strong><\/li>\n\n\n\n<li><strong>40,18 \u20ac cada 10.000 \u20ac cuota constante a 420 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-d4cdbb48-5dd8-43d5-8ed5-8866060c59f2 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo Vivienda A (resto de meses)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tramo 0,10 %<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>M\u00ednimo garantizado 240.000 \u20ac<\/strong><\/li>\n\n\n\n<li><strong>Hasta 10 anualidades de Nivel XI: 287.897 \u20ac<\/strong> (dato a 2025)<\/li>\n\n\n\n<li><strong>24,23 \u20ac cada 10.000 \u20ac cuota constante a 420 meses (plazo m\u00e1ximo)<\/strong><\/li>\n\n\n\n<li><strong>18,63 \u20ac cada 10.000 \u20ac cuota creciente a 420 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segundo tramo 2,83 % <\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Hasta 5 anualidades de la retribuci\u00f3n<\/strong><\/li>\n\n\n\n<li><strong>37,54\u20ac cada 10.000\u20ac cuota constante a 420 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-6ab45762-d701-4dab-b6b3-09d8f785108d advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo Vivienda B (primeros 24 meses)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tramo 2,90 % <\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Hasta 8 anualidades de Nivel XI: 230.317 \u20ac <\/strong>(dato a 2025)<\/li>\n\n\n\n<li><strong>46,90\u20ac cada 10.000\u20ac cuota constante a 300 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segundo tramo 4,15 %<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Hasta 4 anualidades de la retribuci\u00f3n<\/strong><\/li>\n\n\n\n<li><strong>53,62 \u20ac cada 10.000 \u20ac cuota constante a 300 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-6a345d56-3f5d-44b2-891c-83ffbf35e2cf advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo Vivienda B (resto de meses)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Primer tramo 2,43 % <\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Hasta 8 anualidades de Nivel XI: 230.317 \u20ac <\/strong>(dato a 2025)<\/li>\n\n\n\n<li><strong>44,51\u20ac cada 10.000\u20ac cuota constante a 300 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segundo tramo 3,68 %<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Hasta 4 anualidades de la retribuci\u00f3n<\/strong><\/li>\n\n\n\n<li><strong>51,03 \u20ac cada 10.000 \u20ac cuota constante a 300 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-611be2c8-25c9-4ea4-941a-e55304392e6c advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo Mejora Vivienda (primeros 24 meses)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>0,57 %<\/strong><\/li>\n\n\n\n<li><strong>Hasta 8 anualidades de Nivel IX: 136.686 \u20ac<\/strong> (dato a 2025)<\/li>\n\n\n\n<li><strong>44,10 \u20ac cada 10.000 \u20ac cuota constante a 240 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-0874e35c-544d-45a8-bd67-dec6e85c2d43 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo Mejora Vivienda (resto de meses)<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>0,10 %<\/strong><\/li>\n\n\n\n<li><strong>Hasta 8 anualidades de Nivel IX: 136.686 \u20ac<\/strong> (dato a 2025)<\/li>\n\n\n\n<li><strong>42,09\u20ac cada 10.000 \u20ac cuota constante a 240 meses (plazo m\u00e1ximo)<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-7b1be1bd-8a84-450c-a531-a7b7c026b3ed advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Retribuci\u00f3n en Especie Aplicada hasta junio de 2025<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Hipoteca A y B 2,89 % (primer a\u00f1o 1,30%)<\/strong><\/li>\n\n\n\n<li><strong>Resto de pr\u00e9stamos y anticipos 4,59%<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-85a2a38f-bd11-428e-962f-c5b072eb9577 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Cuenta de Haberes empleados\/as 2026<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Cuenta de Haberes 2,43 % hasta saldo medio 115.935,37 \u20ac.<\/strong><\/li>\n\n\n\n<li><strong>Cuenta de Haberes 2,18 % resto de saldo medio<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Segunda Cuenta 2,18 %<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"><strong>Los intereses se cierran anualmente el 15 de diciembre de cada a\u00f1o y se abonan en los siguientes 5 d\u00edas h\u00e1biles<\/strong><\/li>\n\n\n\n<li style=\"margin-top:var(--wp--preset--spacing--30)\"><strong>Descubierto 2,43% autom\u00e1tico hasta 1.200 \u20ac<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-b446700a-32aa-45e8-a539-3cea87ad957c advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Cuenta de Haberes empleados\/as pasivos\/as<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Cuentas n\u00f3mina 2,18 %<\/strong><\/li>\n\n\n\n<li><strong>Segundo dep\u00f3sito 2,08 %<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-advgb-accordions advgb-accordions-975c3164-f811-44ee-8d78-0f7e3b928c66 advgb-accordion-wrapper\" data-collapsed=\"true\">\n<div class=\"wp-block-advgb-accordion-item advgb-accordion-item\" style=\"margin-bottom:15px\"><div class=\"advgb-accordion-header\" style=\"background-color:#fbf4f3;color:#e0291d;border-style:solid;border-width:1px;border-radius:2px\"><span class=\"advgb-accordion-header-icon\"><svg fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"><path fill=\"none\" d=\"M0,0h24v24H0V0z\"><\/path><path d=\"M12,2C6.48,2,2,6.48,2,12s4.48,10,10,10s10-4.48,10-10S17.52,2,12,2z M17,13h-4v4h-2v-4H7v-2h4V7h2v4h4V13z\"><\/path><\/svg><\/span><h4 class=\"advgb-accordion-header-title\" style=\"color:inherit\">Pr\u00e9stamo Atenciones Diversas empleados\/as pasivos\/as<\/h4><\/div><div class=\"advgb-accordion-body\" style=\"border-style:solid !important;border-width:1px !important;border-color:undefined !important;border-top:none !important;border-radius:2px !important\">\n<ul class=\"wp-block-list\">\n<li><strong>Euribor + 0,30% el que corresponda en el momento de la firma<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"120\" src=\"https:\/\/www.ccoocaixabank.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/el-poder-de-cambiar-las-cosas-en-CaixaBank-3.jpg\" alt=\"\" class=\"wp-image-9204\" srcset=\"https:\/\/www.ccoocaixabank.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/el-poder-de-cambiar-las-cosas-en-CaixaBank-3.jpg 1280w, https:\/\/www.ccoocaixabank.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/el-poder-de-cambiar-las-cosas-en-CaixaBank-3-512x48.jpg 512w, https:\/\/www.ccoocaixabank.net\/es\/wp-content\/uploads\/sites\/2\/2025\/10\/el-poder-de-cambiar-las-cosas-en-CaixaBank-3-768x72.jpg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Resumen de intereses de Pr\u00e9stamos y Cuentas de empleados\/as para el 2026, pero antes recordamos el abono de intereses en cuenta en diciembre de 2025 Una vez conocido el Eur\u00edbor a un a\u00f1o del mes de octubre (2,187 %) hace que el ICFE (\u00edndice condiciones financieras empleados) sea del 2,18 % para el 2026. CCOO [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":9829,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"wp-custom-template-noticia-con-encabezado-el-momento-es-ahora-y-pie-el-poder-de-cambiar-las-cosas","format":"standard","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","editor_notices":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estatales"],"author_meta":{"display_name":"Juan Morais","author_link":"https:\/\/www.ccoocaixabank.net\/es\/author\/juanmorais\/"},"featured_img":"https:\/\/www.ccoocaixabank.net\/es\/wp-content\/uploads\/sites\/2\/2025\/11\/prestamos-1-512x384.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.ccoocaixabank.net\/es\/categoria\/zona\/estatales\/\" class=\"advgb-post-tax-term\">Estatales<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Estatales<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Publicado 6 meses hace","modified":"Actualizado 3 meses hace"},"absolute_dates":{"created":"Publicado el 11 de noviembre de 2025","modified":"Actualizado el 22 de enero de 2026"},"absolute_dates_time":{"created":"Publicado el 11 de noviembre de 2025 09:47","modified":"Actualizado el 22 de enero de 2026 11:35"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/posts\/9808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/comments?post=9808"}],"version-history":[{"count":44,"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/posts\/9808\/revisions"}],"predecessor-version":[{"id":11428,"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/posts\/9808\/revisions\/11428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/media\/9829"}],"wp:attachment":[{"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/media?parent=9808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/categories?post=9808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ccoocaixabank.net\/es\/wp-json\/wp\/v2\/tags?post=9808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}